Payroll Advance Today

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Payroll Cash Advance Frequently Asked Questions:

What is a payroll cash advance? A payroll cash advance is a short term loan that is based on your income. It is used to cover cash emergencies until your next payday.

How do I apply for a payroll cash advance? Complete our easy online application. Approval is typically within minutes and your money is deposited into your checking account overnight.

Can I apply for a loan if I am under 18? No, you must be at least 18 years of age to apply for a cash advance.

Is my personal information safe? Our website is secured by SSL encrypted technology so that our customers feel safe and secure about their personal information.

How do I know if my cash advance has been approved?  You will receive an email as soon as your loan has been approved.

How many cash advances can I have with Payroll Advance Today? At this time, you may only have one cash advance with Payroll Advance Today.

When is my payroll cash advance due?  Your cash advance is typically due on your next payday, which is typically seven to eighteen days from the date of your loan.

Can I pay my payroll cash advance off early? There is no penalty for paying off your cash advance early.

Do I need to fax anything? We offer a no fax payday loan in most cases. All of your cash advance loan requirements can be completed on your online application.

How can I qualify for a payday loan? You must be at least 18 years of age, be currently employed, make at least $1000 per month, and have a valid checking or savings account.

How soon can I get my loan? If your application is approved before the close of business, money will be electronically transferred via ACH to your bank account that day. Your payday loan should arrive at your bank the following day.

What happens if I can’t pay back my loan on the day it is due? Please contact us before your due date and we will work with you to refinance your payday loan, where state law allows. If you do not contact us and you have insufficient funds in your account when we withdraw funds from your checking account on your due date, any fees that are incurred by us will be passed on to you.